When someone hears the word ‘invest’, the first thing that pops into their mind is typically the stock market. After that comes the thought of how it’s too expensive to invest in anything and they can’t afford it. While larger investments can have quicker turnarounds, small investments can have a payoff too. These are just a few smart ways to invest your money, some suggested by the experts!

Remember that all investments, large or small, are a gamble so you should do your research thoroughly before tying your money up!


If you’re not investment and finance savvy, robo-advisors can do the work for you. Many are available without a large minimum deposit. All you have to do is sign up, answer a few questions about how you feel about risks, your long-term goals, and preferences and robo-advisors will show you several options for investments that fit your profile. This is perfect if you’d rather not have to engage with a human to invest, but contacting a person is an option if it’s ever needed while using these robo-advisor services.

Buy Some Booze

When you’re looking for ways to invest your money, buying booze is probably the last thing on the list, or rather not on the list at all. However, whiskey can be a good investment. The long history of appreciation can get you a return on a bottle of whiskey, but that appreciation usually takes around 10 years.

Real Estate

Forget dishing out tens of thousands of dollars for a property you want to invest in. There is now an option to crowdfund real estate investments. You can start investing in real estate with as little as $500. There are several options available online, so you’ll want to do your research to determine which platform is the best fit for you.

Pay Off Credit Card Debt

While it’s not as exciting as buying whiskey paying off credit card debt is one of the smartest ways you can invest your money. By paying off your credit card debt, you can expect an increase in your credit score plus you won’t have those pesky monthly payments! The money you save on monthly payments can be used in other investment areas or placed into a savings account.

Comic Books

Another fun investment (but also a risky one) is comic books. Some comic books have jumped nearly $100 in value in just a few years! Before heading to your nearest comic bookstore, you’ll want to do some research on what has trended the last few years and get a feel for the kinds of comic books that will have the best return.

Emergency Fund

Most adults don’t have the funds available to cover an emergency expense of a few hundred dollars. If your car breaks down and needs a $300 repair, you’ll want it done as quickly as possible, so it won’t interfere with work. When you have the extra cash, start or add to your emergency fund so it’ll be available if it is ever needed. This is also a good reason to ensure you have auto-insurance on all of the vehicles registered in your family.

Learning how to invest your money wisely will help you manage finances better. Investments will typically offer a return, whether it’s in a few months or years down the road. Consider robo-advisors that’ll help you choose the smartest ways to invest based on your portfolio or invest in some whiskey or comic books. If none of those options interest you, pay off that credit card debt and start saving for an emergency fund.


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